Why Serengeti is Africa’s Top Safari Destination
June 30, 2025
What are the health and safety precautions for a Tanzania safari?
June 30, 2025
How Do I Handle Currency and Payments in Tanzania and Rwanda?
Currency and Payments Guide, Traveling to Tanzania and Rwanda offers an unforgettable experience, with their breathtaking landscapes, rich cultures, and diverse wildlife. However, one of the key aspects of planning your trip is understanding how to handle currency and payments in these East African nations. Both countries have unique monetary systems, and knowing how to navigate them can make your journey smoother and more enjoyable. This article will guide you through managing currency and payments, while also highlighting must-visit places, transportation options, the best time to explore, and accommodations ranging from budget to luxury.
Currency and Payments Guide in Tanzania and Rwanda
In Tanzania, the official currency is the Tanzanian Shilling (TZS), while Rwanda uses the Rwandan Franc (RWF). Both currencies are not widely available outside their respective countries, so it’s best to exchange money upon arrival. Major airports, banks, and authorized forex bureaus are the most reliable places to exchange currency.
Credit and debit cards are accepted in larger cities and tourist areas, but cash is king in rural regions. Visa and Mastercard are the most widely accepted cards, but it’s always a good idea to carry some local currency for small purchases, tips, and transportation. ATMs are available in cities like Dar es Salaam, Arusha, Kigali, and Musanze, but they may be scarce in remote areas. Inform your bank of your travel plans to avoid card blocks due to international transactions.
Mobile money services like M-Pesa are extremely popular in both countries. They allow you to pay for goods, services, and even transportation using your phone. Setting up an M-Pesa account is straightforward and can be a convenient way to handle payments, especially if you’re staying for an extended period.
Places to Visit
Tanzania:
- Serengeti National Park: Famous for the Great Migration, this park is a must-visit for wildlife enthusiasts.
- Mount Kilimanjaro: Africa’s highest peak offers challenging treks and stunning views.
- Zanzibar Archipelago: Known for its pristine beaches, historic Stone Town, and spice tours.
- Ngorongoro Crater: A UNESCO World Heritage Site, this crater is home to a dense population of wildlife.
- Tarangire National Park: Renowned for its large elephant herds and baobab trees.
Rwanda:
- Volcanoes National Park: The best place to see endangered mountain gorillas in their natural habitat.
- Kigali: The capital city offers a mix of history, culture, and modernity, including the Kigali Genocide Memorial.
- Lake Kivu: A serene lake perfect for relaxation, water sports, and exploring nearby islands.
- Nyungwe Forest National Park: A biodiversity hotspot with canopy walks and chimpanzee tracking.
- Akagera National Park: A great destination for safari lovers, with lions, elephants, and hippos.
Transport to Use
Tanzania:
- Domestic Flights: Ideal for covering long distances quickly, especially to Zanzibar or between national parks.
- Buses: Reliable and affordable for intercity travel. Companies like Dar Express and Royal Coach offer comfortable options.
- Dala-Dalas: These minibusses are the most common form of local transport but can be crowded.
- Taxis: Available in cities and tourist areas. Always negotiate fares in advance or use ride-hailing apps like Uber in Dar es Salaam.
- Car Rentals: A good option for exploring at your own pace, but driving can be challenging due to road conditions.
Rwanda:
- Motorbike Taxis (Motos): A popular and affordable way to get around cities and towns.
- Buses: Modern buses connect major cities like Kigali, Musanze, and Rubavu.
- Car Rentals: Recommended for exploring remote areas, but hiring a driver is advisable if you’re unfamiliar with local roads.
- Bicycles: In rural areas, bicycles are a common and eco-friendly way to get around.
Best Time to Explore
Tanzania:
The best time to visit Tanzania is during the dry seasons, from late June to October and from December to February. These periods offer optimal wildlife viewing and pleasant weather. The Great Migration in the Serengeti typically occurs between July and October. If you’re planning to climb Mount Kilimanjaro, the dry months are also ideal.
Rwanda:
Rwanda’s dry seasons, from June to September and December to February, are the best times to visit. These months are perfect for gorilla trekking in Volcanoes National Park and exploring other attractions. The rainy seasons (March to May and October to November) can make roads muddy and hiking trails slippery, but the landscape is lush and green.
Accommodations
Tanzania:
- Budget: Hostels and guesthouses are widely available in cities and tourist areas. In Zanzibar, budget beach bungalows offer affordable stays.
- Mid-Range: Safari lodges and boutique hotels provide comfortable accommodations with amenities like Wi-Fi and swimming pools.
- Luxury: High-end lodges in national parks and luxury resorts in Zanzibar offer world-class service, gourmet dining, and stunning views.
Rwanda:
- Budget: Guesthouses and hostels in Kigali and near national parks are affordable and clean.
- Mid-Range: Hotels and lodges in cities and near Volcanoes National Park offer comfortable stays with modern amenities.
- Luxury: Luxury lodges like Bisate Lodge and Singita Kwitonda provide exceptional service, gourmet meals, and unforgettable experiences.
Tips for Handling Currency and Payments
- Carry Small Denominations: Small bills are useful for tips, street vendors, and public transport.
- Use Forex Bureaus: They often offer better exchange rates than banks or hotels.
- Keep Receipts: Some places may require proof of currency exchange for certain transactions.
- Be Cautious with Cash: Avoid displaying large amounts of money in public to minimize the risk of theft.
- Check for Fees: Some ATMs and forex bureaus charge transaction fees, so compare rates before proceeding.
Handling currency and payments in Tanzania and Rwanda is relatively straightforward once you understand the local systems. By carrying a mix of cash and cards, using mobile money services, and being mindful of exchange rates, you can ensure a hassle-free experience. Combine this knowledge with the right timing, transportation, and accommodations, and you’re all set for an incredible adventure in these two captivating countries. Whether you’re trekking with gorillas in Rwanda or witnessing the Great Migration in Tanzania, your journey will be enriched by careful planning and a bit of local insight.
